JOHN J. SCOTT, JR.

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Westminster American Insurance Company

John J. Scott, Jr., president and CEO of Westminster American Insurance Company, believes leadership means creating an environment where people thrive. At WAIC, he focuses on providing stability through clear vision and disciplined underwriting, ensuring employees understand their work has purpose.

Scott invests in tools that empower his team, including the company’s custom-built EagleTrack system, which saves time and reduces frustration. He encourages open communication in meetings where all voices are heard and supports flexibility so employees can balance work and personal life. The company celebrates achievements and builds community through shared traditions, fostering pride in the organization. Scott leads by example with fairness, integrity and respect, believing that when employees feel valued and supported, they bring their best to policyholders, agency partners and communities.

Maryland businesses face challenges including inflation, regulatory complexity and the need for tort reform to address runaway jury verdicts against property owners. At WAIC, Scott responds by maintaining disciplined underwriting practices, conservative reserves and close monitoring of developments in litigation and regulation. While he cannot control the environment, Scott ensures policyholders and employees are supported by a stable, well-managed company focused on consistency, fairness and long-term stability.

Scott believes strong businesses help create strong communities. At WAIC, the company’s impact is felt through protecting apartment owners and residents, supporting local economies and providing a stable workplace. The company encourages service by giving each employee a paid day annually to volunteer at the charity of their choice.

Scott lives by a quote from Wee Willie Keeler, who played for the Baltimore Orioles in 1901: “Hit it where they ain’t.” He shares it with his team as a reminder that WAIC’s strength as a smaller company lies in finding opportunities others overlook.

Honoree profiles were written using an artificial intelligence program and supported by information provided by the honorees and other resources. Each profile was reviewed, fact-checked and edited for accuracy by The Daily Record’s editorial staff.